Kumari Bank Limited (KBL)

Kumari Bank Limited (KBL) is a Class 'A' commercial bank licensed by Nepal Rastra Bank. It began banking operations on 21 Chaitra 2057 BS (3 April 2001) as the fifteenth commercial bank in Nepal, and has grown into one of the country's larger private banks, serving consumer, SME and corporate customers through a nationwide network.

The bank started with authorised capital of Rs 2 billion and paid-up capital of Rs 1.83 billion. It was an early adopter of technology-led banking in Nepal, introducing internet banking and later mobile, Viber and QR-based services for customers.

In late 2022 Kumari Bank and Nepal Credit and Commerce Bank Limited (NCC Bank) completed a merger agreement, and the two institutions began integrated transactions under the Kumari Bank name from 17 Poush 2079 BS, at the start of January 2023. The merger substantially expanded the branch network and customer base.

By the 2025/26 financial year the bank reported paid-up capital of about Rs 22.6 billion. The promoter group holds 51 percent of shares and the general public 49 percent, and the shares are listed on the Nepal Stock Exchange.

Kumari Bank operates around 303 branches and 294 ATMs across all seven provinces, along with extension counters and branchless banking points. Its head office is on Thirbam Sadak at Tangal in Kathmandu, and it maintains valley branches at Putalisadak, Bagbazar, Bafal, Lalitpur and Bhaktapur, with regional coverage in Pokhara, Biratnagar, Birgunj, Butwal, Nepalgunj, Dharan, Itahari, Janakpur, Hetauda and Dhangadhi.

The bank runs a well-developed digital banking suite, including its Kumari Smart mobile app, internet banking and QR payments, supported by a dedicated mobile banking department and separate support channels for cards, e-payments and ATM issues. International transactions run through SWIFT code KMBLNPKA.