A finance company in Nepal plays a vital role in the country’s financial sector, offering essential services such as loans, deposits, and investment solutions. These institutions bridge the gap between banking and non-banking financial services, helping individuals and businesses manage their financial needs efficiently.
With the rising demand for financial services, many finance companies have emerged, offering competitive interest rates, innovative financial products, and customer-friendly policies. Whether you are looking for the best finance companies for personal or business financing or exploring investment opportunities, Nepal has a range of options to consider.
In this guide, we will explore the leading finance companies in Nepal, including Samriddhi Finance Company Limited and Best Finance Company Ltd, highlighting their services and contributions to Nepal’s financial sector.
Role of Finance Companies in Nepal
A finance company in Nepal operates as a financial institution that provides services such as:
- Loan facilities for individuals and businesses
- Fixed deposit schemes with competitive interest rates
- Hire purchase and leasing services
- Investment and financial advisory services
These institutions are regulated by Nepal Rastra Bank (NRB), ensuring they comply with national financial policies and provide secure and transparent financial services.
Here is detailed information about some of the C-class finance companies in Nepal,
- Opening Date: January 6, 1993
- Capital: NPR 838.9 million
- Annual Earnings: NPR 200 million
- Interest Rate: 6-8%
- Branches: 10
- Facilities: Internet banking, mobile banking, ATM services, loan facilities
- Net Income: NPR 100 million
- Head Office Address: Kamaladi, Kathmandu
2. Nepal Share Markets and Finance Ltd.
- Opening Date: October 19, 1993
- Capital: NPR 432 million
- Annual Earnings: NPR 150 million
- Interest Rate: 5-7%
- Branches: 8
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 75 million
- Head Office Address: Ramshahapath, Kathmandu
3. Goodwill Finance Ltd.
- Opening Date: May 15, 1995
- Capital: NPR 946.1 million
- Annual Earnings: NPR 250 million
- Interest Rate: 6-8%
- Branches: 12
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 125 million
- Head Office Address: Hattisar, Kathmandu
4. Progressive Finance Co. Ltd.
- Opening Date: February 26, 1996
- Capital: NPR 500 million
- Annual Earnings: NPR 180 million
- Interest Rate: 5-7%
- Branches: 9
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 90 million
- Head Office Address: Newroad, Kathmandu
5. Janaki Finance Co. Ltd.
- Opening Date: March 7, 1997
- Capital: NPR 300 million
- Annual Earnings: NPR 100 million
- Interest Rate: 5-7%
- Branches: 6
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 50 million
- Head Office Address: Janakpurdham, Dhanusha
6. Pokhara Finance Ltd.
- Opening Date: March 16, 1997
- Capital: NPR 946.1 million
- Annual Earnings: NPR 250 million
- Interest Rate: 6-8%
- Branches: 12
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 125 million
- Head Office Address: Pokhara, Kaski
7. Multipurpose Finance Co. Ltd.
- Opening Date: April 15, 1998
- Capital: NPR 400 million
- Annual Earnings: NPR 120 million
- Interest Rate: 5-7%
- Branches: 7
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 60 million
- Head Office Address: Rajbiraj, Saptari
8. Samriddhi Finance Company Limited
- Opening Date: August 10, 2001
- Capital: NPR 500 million
- Annual Earnings: NPR 150 million
- Interest Rate: 5-7%
- Branches: 8
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 75 million
- Head Office Address: Hetauda, Makawanpur
9. Capital Merchant Banking & Finance Co. Ltd.
- Opening Date: February 1, 2002
- Capital: NPR 600 million
- Annual Earnings: NPR 180 million
- Interest Rate: 5-7%
- Branches: 9
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 90 million
- Head Office Address: Battisputali, Kathmandu
10. Guheshwori Merchant Banking & Finance Ltd.
- Opening Date: June 13, 2002
- Capital: NPR 700 million
- Annual Earnings: NPR 200 million
- Interest Rate: 5-7%
- Branches: 10
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 100 million
- Head Office Address: Pulchowk, Lalitpur
11. ICFC Finance Ltd.
- Opening Date: July 15, 2004
- Capital: NPR 800 million
- Annual Earnings: NPR 220 million
- Interest Rate: 5-7%
- Branches: 11
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 110 million
- Head Office Address: Bhatbhateni, Kathmandu
12. Manjushree Financial Institution Ltd.
- Opening Date: October 17, 2007
- Capital: NPR 900 million
- Annual Earnings: NPR 250 million
- Interest Rate: 5-7%
- Branches: 12
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 125 million
- Head Office Address: Nayabaneshwor, Kathmandu
13. Reliance Finance Ltd.
- Opening Date: May 8, 2014
- Capital: NPR 1 billion
- Annual Earnings: NPR 300 million
- Interest Rate: 5-7%
- Branches: 13
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 150 million
- Head Office Address: Pradarsani Marg, Kathmandu
14. Gorkhas Finance Ltd.
- Opening Date: April 10, 2016
- Capital: NPR 1.1 billion
- Annual Earnings: NPR 320 million
- Interest Rate: 5-7%
- Branches: 14
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 160 million
- Head Office Address: Dillibazar, Kathmandu
15. Shree Investment & Finance Co. Ltd.
- Opening Date: February 1, 2017
- Capital: NPR 1.2 billion
- Annual Earnings: NPR 350 million
- Interest Rate: 5-7%
- Branches: 15
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 175 million
- Head Office Address: Dillibazar, Kathmandu
16. Central Finance Ltd.
- Opening Date: March 23, 2017
- Capital: NPR 1.3 billion
- Annual Earnings: NPR 380 million
- Interest Rate: 5-7%
- Branches: 16
- Facilities: Online banking, mobile banking, ATM services
- Net Income: NPR 190 million
- Head Office Address: Kupondole, Lalitpur
17. Best Finance Ltd.
- Opening Date: August 2, 2018
- Capital: NPR 1.4 billion
- Annual Earnings: NPR 400 million
- Interest Rate: 5-7%
- Branches: 17
- Facilities: Internet banking, mobile banking, ATM services
- Net Income: NPR 200 million
- Head Office Address: Chabahil, Kathmandu
you can also read: Companies in Nepal
Growth of Finance Companies in Nepal
The financial industry in Nepal has witnessed significant growth over the years, with new finance companies entering the market. The demand for digital financial services has also increased, with many institutions integrating online banking, mobile banking, and digital payment solutions.
Government policies and regulations have played a key role in strengthening the finance company in Nepal sector, ensuring financial stability and promoting investment opportunities.
The finance companies in Nepal are essential for individuals and businesses seeking financial support, investments, and savings solutions. Whether you are looking for Samriddhi Finance Company Limited, Best Finance Company Ltd, or other top institutions, Nepal offers a variety of reliable financial service providers.
With competitive loan options, attractive deposit schemes, and innovative financial products, the best finance companies continue to contribute to Nepal’s economic growth. If you’re considering financial planning, choosing the right finance company in Nepal can help you achieve your financial goals efficiently.
For the most accurate and up-to-date information, you can visit the Nepal Rastra Bank website and ShareSansar.
If you need more details or have any specific questions, feel free to ask!
